Your

into the world of , it's to have a clear of your . This isn't just about your ; it's about where you stand and where you want to go.

Think of your as a map. You need to know where you are now to out how to get where you want to be.

Set Clear Goals

Like a , you need a . it's for a home, for , or just to have a bit more in your , clear, goals is the first step a .

Goals be , , , , and . This way, you can track your and stay .

: The Art of Money

is like a diet for your . It's not about ; it's about smart that lead to and .

• Track every penny: From the you buy to the rent you pay, keep a .
• your : Look for and cut back on .
• a : funds to and stick to it.
• as : Life , and so your .

Your

Just like a house, you need a . For your , that means an fund, your , and for the .

• fund: Aim to save 3-6 ' worth of .
• your : Don't put all your eggs in one . like , bonds, and real .
• Plan for : Start early and take of like 401s and IRAs.

and

is a , not a . The world is , and so your .

• Stay : Keep up with news and .
• : Read books, take , and seek from .
• and : your plan and make .